• posted: Feb 21, 2017

Title Insurance Explained Visually - Fort Lauderdale, FL | Marc Brown, P.A. What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever Read More

• posted: Feb 14, 2017

What Can I Expect To Happen On Closing Day? - Fort Lauderdale, FL | Marc Brown, P.A. While this video simplifies things to help you remember: you’ll present your paid homeowner’s Read More

• posted: Feb 01, 2017

What Does Ability To Repay Mean? - Fort Lauderdale, FL | Marc Brown, P.A. What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require Read More

• posted: Feb 01, 2017

What Is A Qualified Mortgage? - Fort Lauderdale, FL | Marc Brown, P.A. As this video explains,  Federal laws put into effect in 2014 and  supervised by the Consumer Financial Protection Read More

• posted: Feb 01, 2017

Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term ‘rate lock.’ A “Rate Lock” is a guarantee that a lender Read More

• posted: Feb 01, 2017

What Is A Certificate of Eligibility, or COE? - Fort Lauderdale, FL | Marc Brown, P.A. The COE is the key document that verifies to lenders that someone is eligible for Read More

• posted: Feb 01, 2017

What Are VA Home Loans? - Fort Lauderdale, FL | Marc Brown, P.A. As the video says, the name is misleading – they’re not loans FROM the VA. The VA – short Read More

• posted: Feb 01, 2017

What Are The Major Types Of VA Loans? - Fort Lauderdale, FL | Marc Brown, P.A. Major Veterans Affairs loan programs described in this video include: 1) Purchase Loans. These help eligible parties Read More

• posted: Feb 01, 2017

Understanding Your Loan: Additional Information Can Be Important - Fort Lauderdale, FL | Marc Brown, P.A. Page 4 of your Closing Disclosure is important. It is NOT just standardized form information Read More

• posted: Feb 01, 2017

When Do I Get My Loan Closing Disclosure? - Fort Lauderdale, FL | Marc Brown, P.A. If an eligible loan proceeds from Estimate to closing, creditors must provide a Closing Disclosure Read More

• posted: Feb 01, 2017

Understanding Your Loan: Closing Disclosure Page 1 - Fort Lauderdale, FL | Marc Brown, P.A. The first page of your Closing Disclosure documents: The Loan Amount – the total you will actually Read More

• posted: Feb 01, 2017

What Is The Debt-To-Income Ratio (DTI)? - Fort Lauderdale, FL | Marc Brown, P.A. Measuring your existing debts against your existing income is one part of a lender’s required assessment of Read More

• posted: Jun 24, 2015

Could My Loan Costs Exceed The Loan Estimate? - Fort Lauderdale, FL | Marc Brown, P.A. Yes, within defined limits. Service charges for which YOU shop and select a provider may change; Read More

• posted: Jun 24, 2015

Understanding Your Loan Estimate: Terms, Payments and Closing Costs - Fort Lauderdale, FL | Marc Brown, P.A. The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Read More

• posted: Jun 24, 2015

Understanding Your Loan Estimate: Services You Cannot Shop For - Fort Lauderdale, FL | Marc Brown, P.A. These costs are paid to outside parties, not the lender, but you don’t get Read More

• posted: Jun 24, 2015

Understanding Your Loan: Cash And Transaction Summaries - Fort Lauderdale, FL | Marc Brown, P.A. Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your Read More