• posted: Jun 24, 2015

Understanding Your Loan: Closing Cost Details - Fort Lauderdale, FL | Marc Brown, P.A. Page 2 of your Closing Disclosure details specific closing costs. Section A includes: Origination charges collected by the lender Read More

• posted: Jun 24, 2015

Your Rights And Rules For Closing Disclosures - Fort Lauderdale, FL | Marc Brown, P.A. The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no Read More

• posted: Jun 24, 2015

Understanding Loan Estimate Comparisons - Fort Lauderdale, FL | Marc Brown, P.A. Page 3 of your Loan Estimate includes measures to help you compare loans. “In X Years” shows the total amount Read More

• posted: Jun 24, 2015

Calculating Your Cash To Close - Fort Lauderdale, FL | Marc Brown, P.A. Page 2 of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the Read More

• posted: Jun 24, 2015

Understanding Your Loan Estimate: Services You CAN Shop For - Fort Lauderdale, FL | Marc Brown, P.A. These costs are paid to outside parties and YOU are free to shop and Read More

• posted: Jun 24, 2015

Understanding Your Loan Estimate: Other Costs - Fort Lauderdale, FL | Marc Brown, P.A. Real estate transactions require taxes, certain pre-payments, and escrow funding. Recording fees are charged by government agencies for keeping Read More

• posted: Jun 24, 2015

What’s Refunded If My Loan Is Higher Than My Estimate? - Fort Lauderdale, FL | Marc Brown, P.A. If the amount you pay at closing exceeds the amounts disclosed on the Read More

• posted: Jun 24, 2015

Understanding Your Loan Estimate: Page 2, Loan Costs - Fort Lauderdale, FL | Marc Brown, P.A. Closing costs are fees paid when the title of the property is transferred to the Read More

• posted: Jun 24, 2015

Understanding Your Loan Estimate: Terms, Payments and Closing Costs - Fort Lauderdale, FL | Marc Brown, P.A. The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Read More

• posted: Jun 24, 2015

What Will The TRID Loan Estimate Tell Me? - Fort Lauderdale, FL | Marc Brown, P.A. The Loan Estimate documents the essential facts and terms of an approved real estate loan. Read More

• posted: Jun 24, 2015

Can My Settlement Charges Change? - Fort Lauderdale, FL | Marc Brown, P.A. Yes, if circumstances change, such as: a natural disaster damages the property or affects closing coststhe title insurer providing Read More

• posted: Jun 24, 2015

How Long Must Creditors Keep Real Estate Loan Records? - Fort Lauderdale, FL | Marc Brown, P.A. Under the TRID rule, creditors must retain Escrow Cancellation and Partial Payment Policy disclosures Read More

• posted: Jun 24, 2015

Can Creditors Revise TRID Loan Estimates? - Fort Lauderdale, FL | Marc Brown, P.A. Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised Loan Read More

• posted: Jun 24, 2015

What Is A ‘Business Day’ For Real Estate Loan Disclosures? - Fort Lauderdale, FL | Marc Brown, P.A. “Business day” is defined slightly differently for Loan Estimates and Closing Disclosures. For Loan Read More

• posted: Jun 24, 2015

Can Creditors Collect Information Beyond The 6 Required Pieces? - Fort Lauderdale, FL | Marc Brown, P.A. In addition to the required pieces: NameIncomeSocial Security NumberProperty AddressEstimated Property ValueMortgage Amount Soughta creditor Read More

• posted: Jun 24, 2015

Do Creditors Have To Approve TRID Loans In 3 Days? - Fort Lauderdale, FL | Marc Brown, P.A. If your loan is approved, on the terms you requested the creditor is Read More