• posted: Jun. 24, 2015

Understanding Your Loan Estimate: Other Costs - Fort Lauderdale, FL | Marc Brown, P.A. Real estate transactions require taxes, certain pre-payments, and escrow funding. Recording fees are charged by government agencies for keeping Read More

• posted: Jun. 24, 2015

What’s Refunded If My Loan Is Higher Than My Estimate? - Fort Lauderdale, FL | Marc Brown, P.A. If the amount you pay at closing exceeds the amounts disclosed on the Read More

• posted: Jun. 24, 2015

Understanding Your Loan Estimate: Page 2, Loan Costs - Fort Lauderdale, FL | Marc Brown, P.A. Closing costs are fees paid when the title of the property is transferred to the Read More

• posted: Jun. 24, 2015

Understanding Your Loan Estimate: Terms, Payments and Closing Costs - Fort Lauderdale, FL | Marc Brown, P.A. The first page of your Loan Disclosure shows the Loan Terms Projected Payments and Read More

• posted: Jun. 24, 2015

What Will The TRID Loan Estimate Tell Me? - Fort Lauderdale, FL | Marc Brown, P.A. The Loan Estimate documents the essential facts and terms of an approved real estate loan. Read More

• posted: Jun. 24, 2015

Can My Settlement Charges Change? - Fort Lauderdale, FL | Marc Brown, P.A. Yes, if circumstances change, such as: a natural disaster damages the property or affects closing coststhe title insurer providing Read More

• posted: Jun. 24, 2015

How Long Must Creditors Keep Real Estate Loan Records? - Fort Lauderdale, FL | Marc Brown, P.A. Under the TRID rule, creditors must retain Escrow Cancellation and Partial Payment Policy disclosures Read More

• posted: Jun. 24, 2015

Can Creditors Revise TRID Loan Estimates? - Fort Lauderdale, FL | Marc Brown, P.A. Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised Loan Read More

• posted: Jun. 24, 2015

What Is A ‘Business Day’ For Real Estate Loan Disclosures? - Fort Lauderdale, FL | Marc Brown, P.A. “Business day” is defined slightly differently for Loan Estimates and Closing Disclosures. For Loan Read More

• posted: Jun. 24, 2015

Can Creditors Collect Information Beyond The 6 Required Pieces? - Fort Lauderdale, FL | Marc Brown, P.A. In addition to the required pieces: NameIncomeSocial Security NumberProperty AddressEstimated Property ValueMortgage Amount Soughta creditor Read More

• posted: Jun. 24, 2015

Do Creditors Have To Approve TRID Loans In 3 Days? - Fort Lauderdale, FL | Marc Brown, P.A. If your loan is approved, on the terms you requested the creditor is Read More

• posted: Jun. 24, 2015

What 6 Pieces of Information Make A TRID Loan Application? - Fort Lauderdale, FL | Marc Brown, P.A. Submitting these 6 pieces of information: NameIncomeSocial Security NumberProperty AddressEstimated Value of PropertyMortgage Loan Read More

• posted: Jun. 24, 2015

What Kinds Of Loans Do TRID Disclosures Cover? - Fort Lauderdale, FL | Marc Brown, P.A. TRID rules apply to MOST consumer credit transactions secured by real property. These include mortgages, Read More

• posted: Jun. 24, 2015

What Disclosures Are Used For Loans Not Covered By TRID? - Fort Lauderdale, FL | Marc Brown, P.A. Creditors must continue to use the Good Faith Estimate, Truth-In-Lending Disclosure and the Read More

• posted: Jun. 24, 2015

What Do Lenders Have To Tell You About Your Real Estate Loan? - Fort Lauderdale, FL | Marc Brown, P.A. Federal “disclosure” forms define the information that creditor businesses MUST provide Read More

• posted: Apr. 04, 2014

What Are Real Estate Commissions? - Fort Lauderdale, FL | Marc Brown, P.A. Like the video says – real estate agents aren’t paid by the hour!They’re paid a percentage of the Read More